Should you settle with the Insurance company?

September 3rd, 2008

Negotiating a settlement with an insurance company is an often frustrating and sometimes painful process.  Insurance companies are interested in saving money and you are interested in being justly compensated for your injuries.  If you have been involved in an automobile accident, the insurance company of the at fault party is legally responsible to pay you all medical bills that were related to and injuries caused by this accident.  The insurer may ask you to reveal your prior medical history to determine whether or not any of the injuries are pre-existing.

Don’t settle with an insurance company unless you feel comfortable doing so.  At Reinig, Barber and Henry we will gladly speak to you over the phone or in person about the offers you are receiving from the insurance company.  We will advise you whether or not we think the offers are justified by the facts and whether an attorney may be necessary.  This consultation is always free. 

Strict Liability

June 26th, 2008

Washington State Courts impose strict liability for injuries caused by ultrahazardous activities.  Firework injuries and blasting activities are two of these kinds of activities.   

In Klein v Pyrodyne Corporation, the Washington Supreme Court reiterated the long held conclusion that “parties detonating dynamite are strictly liable for the damages caused by such blasting.”  Klein v Pyrodyne Corporation, 117 Wash.2d 1, 801 P.2d 917 (1991).  This Court made reference to the multiple Washington decisions stating that detonating dynamite is subject to strict liability.  Id. citing Foster v Preston Mill Co., 44 Wash.2d 440 (1954);  Bringle v. Lloyd, 13 Wash.App 844 (1975); Erickson Paving Co v Yardley Drilling Co., 7 Wash.App. 681 (1972). 

Injuries caused by ultrahazardous activities are subject to strict liability which means that the responsible party is responsible for all damages caused.  Negligence need not be proven.

In washington state, Personal Injury damages are generally not taxable

May 23rd, 2008

The tax code section reads specifically: “Section 104(a)(2) excludes from gross income the amount of any damages received (whether by suit or agreement) on account of personal injuries or sickness. The term “damages received (whether by suit or agreement)” means an amount received (other than workmen’s compensation) through prosecution of a legal suit or action based upon tort or tort type rights, or through a settlement agreement entered into in lieu of such prosecution.”

3rd Party L&I Claims

May 15th, 2008

You or your doctor may note that your workers compensation/L&I injuries may have been caused by a third party.  Examples of third parties include a contractor on a sub contracted job; the manufacturer of a defective product; the driver of an automobile not employed by your employer.

Just because you were injured on the job, doesn’t mean that you are only entitled to L&I benefits.  Although you generally cannot sue your employer in Washington, if you were injured by a third party you may be entitled to benefits beyond what L&I covers.  You may be entitled to pain and suffering, general damages, future wage loss, etc.

If L&I believes that you may have been injured by a third party’s negligence they will send you a Third Party Election Form.  You are entitled to choose whatever attorney that you want.  You do not have to elect to have a special assistant attorney general represent you.

Reinig, Barber & Henry is experienced in the area of third party L&I.  We understand the claims system and how to work with L&I to help decrease subrogation and offsets. 

Article: At many Nursing Homes more profit, less nursing

May 15th, 2008

An article in the New York Times sheds some light on why there is a growing occurrence of nursing home neglect and injuries. 

 Investors are coming into many nursing homes and cutting costs, which of course means cutting staff, technology and help.  One victim stated “They’ve created a hellhole,” said Vivian Hewitt, who sued Habana in 2004 when her mother died after a large bedsore became infected by feces.

This article states:

The typical nursing home acquired by a large investment company before 2006 scored worse than national rates in 12 of 14 indicators that regulators use to track ailments of long-term residents. Those ailments include bedsores and easily preventable infections, as well as the need to be restrained. Before they were acquired by private investors, many of those homes scored at or above national averages in similar measurements.  http://www.nytimes.com/2007/09/23/business/23nursing.html

 There continues to be many instances of neglect in Eastern Washington, Tri-Cities, Walla Walla, Spokane and surrounding areas’ nursing homes.